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In accordance with article 11 of psd2, granting of authorisation to payment institutions and electronic money institutions remains under the remit of the national competent authorities. The fca provides what an agency models for authorised payment institutions or small payment institutions under psd2 One of the main uses of this service is to increase transparency and control over one’s own finances by linking information about accounts held with different providers and displaying it in one place

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Obtaining aisp licences is one of our areas of expertise These guidelines are in support of the objective of psd2 of strengthening an integrated payments market across the european union, ensuring a consistent application of the legislative framework, and promoting equal conditions for competition. We helped our client obtain the first licence of this kind in the czech republic.

This document must contain full business name, identification number (if any), registered office, the name(s) of the person(s) authorized to act on behalf of the legal entity (authorized representatives).

The certificate must include specific psd2 roles (e.g., aisp, pisp, aspsp) as defined by the european banking authority (eba) Authorization number or other recognized identifier for open banking Also referred to as nan (national authorisation number) in the vop api specifications. Entities wanting to provide the access to account (xs2a) services set out the revised payment services directive (psd2) must first apply to be a category of payment service provider (psp) with a national competent authority (nca), and for authorisation to provide their desired payment service.

The aim of the czech standard for open banking is to lay down rules for communication, mainly for services defined by the psd2 Account information service provider (aisp), payment initiation service provider (pisp) and card issuing service provider (pisp). Direction générale de la concurrence, de la consommation et de la répression des fraudes For further information on the current position of any competent authority, please contact that competent authority

Contact details can be obtained from the eba’s website www.eba.europa.eu.