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Once you cash or deposit a benefit payment or begin the deferred retirement option program (drop), your benefit payment option selection cannot be changed This pamphlet explains, in brief, the various options available to you as a member of sers for receiving a monthly retirement benefit payment. Therefore, it is important to carefully study your personal circumstances before making your decision.

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Members of the judicial plan who were employed prior to january 1, 2011, have the option to choose the judicial maximum option or any of the seven regular options (maximum option, option 1, option 2a, option 2b, option 3, option 4a, and option 4b). Some of the most popular reasons to choose option no Your benefit will be a guaranteed monthly check for life

You can also choose payout options that provide continued monthly payments to your surviving beneficiary/joint annuitant.

An explanation of the option selections available to you is in the publication what option should you choose That is included with your estimate of benefits An explanation is also in the frs member handbook.