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Bankruptcy is a legal process where you're declared 'unable to pay your debts' During bankruptcy you have certain obligations and may face some restrictions. It can release you from most debts, provide relief and allow you to make a fresh start.

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Bankruptcy is a legal process where you declare bankruptcy, or a court declares you bankrupt, because you are unable to pay your debts debt agreements are legally binding agreements between debtors with low to moderate levels of debt, assets and income, and creditors. Now that you're bankrupt you will no longer need to pay most of your debts and can begin to rebuild your financial future Bankruptcy is a process where people who cannot pay their debts give up their assets and control of their finances, either by agreement or court order, in exchange for protection from legal action by their creditors.

Declaring bankruptcy in australia is a formal legal process managed online and overseen by the australian financial security authority (afsa)

You don’t need to go to court You can apply yourself or get professional help. It’s important that you understand what declaring bankruptcy means for you now and in the future Make sure you seek advice before you decide on your course of action.

If you can't pay your debts, you may be considering bankruptcy, or an alternative to bankruptcy called a 'debt agreement' These are formal legal options available under the bankruptcy act 1966 Bankruptcy is caused by personal “insolvency,” which occurs when an individual is unable to pay all debts as and when they are due You can declare bankruptcy voluntarily, or a creditor can apply to the court to make you bankrupt if you owe $10,000 or more.

While we aim to do everything we can to help you avoid bankruptcy, if it works out to be the best option, mybudget can explain what is involved in declaring bankruptcy and support you by answering your questions and guiding you through your online application with afsa.

This page has information about bankruptcy, what happens if you are made bankrupt and how to get help if you can't pay your debts. Learn about your responsibilities and restrictions while bankrupt