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You pay higher medicare part b and part d premiums if your income exceeds certain thresholds Your irmaa brackets 2026 is based on your 2024 tax return. Here are the irmaa income brackets for 2025, 2026, and 2027.

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I scoured the most reliable sources for sound 2026 projections of the irmaa brackets and surcharge amounts The determination always looks back two years The 2026 amounts discussed below are not final.

We can help you appeal your irmaa surcharge

The chart below shows the projected 2026 irmaa brackets, based on 2024 modified adjusted gross income (magi) These projections, drawn from the latest medicare trustees report and financial publications, give you a preview of what to expect when the official numbers are released later in 2025. Get the official 2026 medicare part b premium, part a deductible, and the irmaa tables Find out what medicare costs for you in the next year.

See what counts toward irmaa, how magi is calculated, and how 2026 brackets work Irmaa is calculated using five income brackets that adjust annually with inflation, except the top tier, which is temporarily frozen

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