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See what you earn, what you owe, and get ready for what’s next. We spent a lot of time helping cleo's ai use machine learning to figure out your intent and match you with the right chat flow, usually written by a real life comedy writer. Meet the ai assistant that's helped 6 million people avoid their overdraft, build credit, and budget better

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The next generation would talk to their money, not tab through it.

Cleo 3.0 makes conversations about money smarter and more personal To calculate whether you could get up to $250, cleo’s algorithm securely analyzes information from your bank account and determines your eligibility based on a combination of factors like your income, spending, and borrowing patterns. That means you can see exactly where you sit right now, what skills you need to work on to get to the next step, and track your progress along the way. Cleo can help you set a savings goal and guide you on the amount to set aside monthly, weekly, or even daily