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We've been around for over 150 years, starting life back in the 19th century when lots of building societies came together to form birmingham midshires If your mortgage started before 01 may 2000, please contact us on 0345 300 2627 for more information. Today, we're a specialist provider offering you a smarter choice with buy to let mortgages.
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Find out how to manage your birmingham midshires mortgage online, borrow more, switch your deal, and everything else you need to know If your mortgage started after 01 may 2000, your deeds will be held electronically at the land registry Our tracker rates are linked to the boe base rate and can go up or down, which will impact the cost of your mortgage payments
If you have a standard variable rate mortgage, your payments are likely to be affected by a change to the boe base rate.
As a specialist buy to let mortgage provider, our mortgages are available on new properties or if you're wanting to remortgage your existing property You can find your interest rates on your mortgage offer and latest yearly statement If you're unsure about your product or interest rate, please call us on 0345 300 2627. Already got a mortgage with birmingham midshires
Explore the knowledge base sections to find everything you need to know Birmingham midshires is a specialist buy to let provider, we want you to feel confident you've made the right decision with your mortgage Total rental portfolio must have a maximum loan to value of 75% The total rental value of the portfolio must cover our stressed rental calculations at 145%
Any property being mortgaged with a buy to let mortgage must meet our standard eligibility criteria.
Our mortgage calculators can make things easier to understand for you Simply select the one that suits your need and answer a few questions