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For the tax year 2025, the top tax rate is 37% for individual single taxpayers with incomes greater than $626,350 ($751,600 for married couples filing jointly). The obbba temporarily raises the cap from $10,000 to $40,000 for married couples filing jointly—if you're married filing separately, the cap is $20,000—for tax years 2025 through 2029. To figure out your tax bracket, first look at the rates for the filing status you plan to use

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Single, married filing jointly, married filing separately, or head of household Step by step irs releases tax inflation adjustments for tax year 2025 Next, determine your taxable income.

Federal income tax in 2025 still uses seven brackets

10%, 12%, 22%, 24%, 32%, 35%, and 37% For married couples filing jointly, all income thresholds have increased from 2024 levels This means more of your income may fall into lower brackets before higher rates kick in. Review the 2025 federal tax brackets, the larger standard deduction, updated child tax credit, and payroll thresholds so you can plan your 2025 taxes with fewer surprises.

Married filing jointly or qualifying surviving spouse married filing separately head of household tax rates and tables see the 2024 tax tables (for money you earned in 2024) Find the 2025 tax rates (for money you earn in 2025) Related taxable income how to file your taxes